HomiesPay Debit Card Instalment
No bank loan. No credit card. No CCRIS record. Just your debit card and 36 easy monthly instalments at 0% interest.
Malaysia's first debit card renovation instalment plan
Secure Your Booking With
Choose from our curated design themes
Our experienced team handles everything — design, renovation, and furnishing
Pay with your debit card in easy monthly instalments
Deposit: RM 1,000
Traditional renovation financing puts you in debt. HomiesPay puts you in control.
Your credit score stays clean. HomiesPay doesn't appear on your credit report.
No lengthy bank applications. Get approved and start your renovation in days, not weeks.
Fresh graduates, self-employed, gig workers — if you have a debit card, you qualify.
What you see is what you pay. No hidden fees.
Payment Comparison
See why HomiesPay debit card instalment is the smarter choice for your home transformation.
Credit Card
HomiesPay
Debit Card
Credit Card Required
CCRIS Record
Credit Limit Impact
Suitable for
36 Months Instalment • 0% Interest • 1-Year Warranty
Frequently Asked Questions
HomiesPay is a unique payment plan that lets you pay for your home renovation using your debit card in 36 monthly instalments at 0% interest. Unlike credit card instalments, there's no credit check, no CCRIS impact, and no bank loan required.
Get a free consultation and see your personalised HomiesPay instalment plan. No obligation.