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HomiesPay Instalment Plan

Home Transformation Budget Planner

Compare cash payment vs HomiesPay debit card instalment. See how much you save on upfront costs.

Interactive Calculator

Let's Make the Math Easy

Play with the slider to see how HomiesPay compares to cash or credit card payment.

Your BudgetRM 28,000
RM 28,000RM 50,000
Cash / Credit Card
Down Payment (60%)RM 16,800
Second Payment (30%)RM 8,400
Final Payment (10%)RM 2,800
Recommended
HomiesPay (Debit Card)
Down PaymentRM 2,836
Monthly InstalmentRM 699/mo
Instalment Period36 months

*The results above should not be considered as actual quotation. Calculations are for illustration purpose only.
*Monthly instalment starts from RM699 and may vary depending on package.

No Bank Loan

Just your debit card

36-Month Plan

Spread over 3 years

Complete in 4 Weeks

Ready in 4 weeks

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Why HomiesPay Makes Sense

Here's why hundreds of Malaysian homeowners choose debit card instalments over cash or credit card.

No Credit Card Needed

Use your existing debit card. No bank loan application, no credit check, no CCRIS impact.

Lower Upfront Cost

Instead of paying 60% upfront, pay a small deposit and spread the rest over 36 months.

0% Interest, Always

What you see is what you pay. No hidden charges, no interest, no surprises.

Ready to Start Your Home Transformation?

Get a free consultation and personalised HomiesPay instalment plan.

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